Wallet → card
Leg 01: Pick your first card
Earn rates, sign-up bonuses and annual fees, explained without the jargon.
The Credit Card Launchpad · 4 min G'day, points-hunters
Stop dreaming about points.Start flying on them.
You're sitting on a goldmine of frequent flyer points. All Points No Status shows Australians how to turn everyday spending into Qantas and Velocity points, and those points into seats worth flying.
Departures on points
What your pointscan actually fly.
Sample reward seats from Australian airports, laid out the way you'd see them at the gate. Each row opens the guide that gets you there.
Sample one-way reward prices for illustration only. Taxes and carrier charges are extra, and availability changes daily.
Start here
Three legs fromfirst card to business class.
Most people stall at step one. Follow the legs in order and you'll know which card to get, how to earn fast and what to book.
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- Shop → points
Leg 02: Earn on the shop you already do
Groceries, bills and fuel can add up to a real trip when they go on the right card.
Groceries to business class · 3 min - Points → seat
Leg 03: Book the seat
Find reward seats, compare Qantas and Velocity, and tell a good redemption from a poor one.
The ultimate Velocity points guide · 5 min
Beginner picks
Three cards wortha spot in your wallet.
From our guide to Australia's top three cards for points beginners: one flexible, one Qantas and one Velocity.
- Amex MRThe flexible all-rounder
American Express Explorer Card
For beginners who want flexibility and a strong everyday earn rate.
- Sign-up bonus
- 75,000 MR
- Annual fee
- $395
- Min spend
- $4,000 / 3 mth
- Key perk
- $400 travel credit
Figures last checked 22 September 2026
Keep in mindThe bonus is for new Amex Card Members only and ends 3 November 2026. Keep a Visa or Mastercard handy for smaller merchants that don't take Amex.
Read the top 3 guide - QantasThe Qantas specialist
Qantas Money Platinum Credit Card
For beginners loyal to the Flying Kangaroo who want a simple path to Qantas Points.
- Sign-up bonus
- 40,000 + 40,000
- Annual fee
- $349 first year
- Min spend
- $5,000 / 90 days
- Key perk
- 2 × Qantas Lounge
Figures last checked 22 September 2026
Keep in mindThe second 40,000 is only for people who haven't earned Qantas Points on any credit card in 24 months. The fee rises to $399 in year two.
Read the full review - VelocityThe Velocity value play
ANZ Rewards Platinum Card
For beginners who want supermarket spend to fly them with Virgin Australia and its partners.
- Sign-up bonus
- 60,000 Velocity + $50
- Annual fee
- $149
- Min spend
- $3,500 / 3 mth
- Key perk
- +20,000 at 15 mths
Figures last checked 22 September 2026
Keep in mindYou must switch on auto-transfer to Velocity within 3 months and leave it on. Auto-transfers don't get Velocity's transfer bonuses.
Read the Velocity guide
Offers change often, so read the full terms on the issuer's site before applying. General advice only — see our disclosures.
The library
Guides for everystage of the trip.
Plain-English, Australian and written for people who don't have airline status.
- Guide 01Beginners
The Credit Card Launchpad
How points cards work, and how to choose the right first one.
4 min read - Guide 02Beginners
Australia's Top 3 Credit Cards for Points Beginners
Our three picks: one flexible, one Qantas and one Velocity.
4 min read - Guide 03Interactive
Your First Points Earning Card
An interactive walkthrough that narrows the field to a first card.
5 min read - Guide 04Qantas
The Ultimate Guide to Qantas Points Earning Credit Cards
Which cards earn Qantas Points directly, and what each one does best.
4 min read - Guide 05Review
Qantas Money Platinum Review
The bonus, the fee, the lounge passes and the catch.
7 min read - Guide 06Velocity
The Ultimate Velocity Points Guide
Earning and spending Velocity points with Virgin Australia and its partners.
5 min read - Guide 07Flexible points
Why Flexible Points Cards Are a Game-Changer
Why points you can move between airlines beat points locked to one.
4 min read - Guide 08Earning
How to Turn Your Groceries into a Business Class Getaway
The weekly shop, put on the right card and pointed at a real seat.
3 min read - Guide 09Business
The Ultimate Guide to Business Credit Cards
How ABN holders can earn faster on the spending they already do.
5 min read
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