Disclosures

General advice warning

The information on this site is general in nature and doesn’t take into account your objectives, financial situation or needs. It is not personal financial or credit advice. Before acting on it, consider whether it’s right for you, and read the card issuer’s Product Disclosure Statement (PDS), Target Market Determination (TMD) and terms and conditions.

All Points No Status is not a financial adviser or a credit provider. Eligibility criteria, interest rates, fees, sign-up bonuses and points-earning rates are set by card issuers, change often and may vary.

How we choose cards

We cover cards that we think are useful for Australians earning Qantas, Velocity or flexible bank points. We look at the sign-up bonus, the ongoing annual fee, the earn rate and caps, the perks and their real-world value, and the catches in the fine print. We don’t cover every card on the market, and a card appearing on this site isn’t a recommendation that it’s right for you.

How we check offers

Card offers change often. Every card figure on this site shows the date it was last checked against the issuer’s website. We re-check offers regularly and whenever we update a guide. Always confirm the current offer on the issuer’s site before applying.

How the site makes money

Some links on this site may be affiliate links. If you click one and are approved for a product, we may be paid a commission by the issuer or an affiliate network, at no extra cost to you. Affiliate links are labelled “Affiliate link” wherever they appear.

Commissions never decide which cards we cover or what we say about them. Where a card has a catch, we say so, whether or not we’re paid.

Contact

Questions about this page? Contact us.